Insurance is an important part of looking for the right Leeds wedding photographer. It has nothing to do with how your wedding pictures will end up like, however, it might affect how your wedding will go on.
We never wish for anything bad to happen, especially on such a good day like your wedding day. It’s going to be a day full of love and happiness to share with your family and friends, but just in case, reading up about legal issues that are related to your wedding will never hurt.
Prevention is typically done in case something does happen. We don’t wait till a fire incident happen to install a fire alarm in our house, do we? As such, the same thing goes with having your wedding photographer properly insured for any losses or damages done to anyone or property during the wedding day.
We will be covering things you need to know about insurance and guarantees that your photographer should have.
The different types of insurance
There are several types of insurance a photographer can take to protect himself and you. They range from protecting their damages done in public to personal loss due to theft or medical fees from being injured on the location.
When you want to know if your photographer is insured, ask to see the proof of his insurance.
Public Liability Insurance
This one general protects the photographer from any loss or damages that are incurred during their work hours in your wedding day. The insurance will typically cover the cost of the lawsuit that is related to the job. A lot of wedding venues made it clear that they only work with photographers who are able to show them the proof to this insurance.
Whichever property that is, either purposely or accidentally, if damaged during the wedding and is directly related to your Leeds wedding photographer for example www.kmattssonphotography.com
,it will be covered by their insurance. The amount will depend on the amount of premium your photographer pays.
Another important thing you need to make sure is that your photographer is able to guarantee the quality and delivery of your wedding pictures.
Whether it’s his assistant or himself, your photographer has to be able to assure you that someone will definitely show up to take your wedding pictures if he can’t. We never know what will happen. He could break his legs or arms or something extremely important can come up that causes him unable to attend and shoot your wedding.
The same goes for his assistant. If you are using two shooters, make sure that he will come with one more person to help the process. You paid for two, so two people you should get.
Make sure the replacements are people of equal or better skill. If they cannot guarantee you this, you may want them to have procession indemnity insurance in case you are not satisfied with their works. Check your contract with your Leeds wedding photographer to see if there’s any clause that might potentially put you in disadvantage if such incident should happen.